Perfect credit comes with a world of perks. Read on to learn about a fairly simple move that could increase your score.

Just because you see one credit score somewhere doesn’t mean it’s your only credit score, says expert John Ulzheimer. Here’s ...

A credit score is a three-digit number, usually on a scale of 300-850, that lenders and credit card issuers use to help them decide whether to approve your credit application. The higher your ...

A look at how long negative information like bankruptcies, late payments and collections can remain on your credit report and ...

Call to Select readers: Have you found a mistake on your credit report that's affected your credit score or not been able to get a credit card or secure a loan because of a poor credit score?

This led it to create the FICO score, a three-digit number that calculates your creditworthiness based on information reported to the three main credit-reporting bureaus, TransUnion, Experian and ...

Maxing out your credit card could hurt your credit score. Here's why -- and when it's worthwhile to max out a card.

Whether you're trying to reach the minimum spending requirement for a welcome offer or working on racking up miles for your next award trip, you can get a lot of value from paying for everyday ...

The first six number listed on the front or back of a credit card is known as the Major Industry Identifier, or MII. As we already showed in the chart above, American Express starts their card ...

Your credit score, a number that lenders use to estimate the risk of extending credit or lending money, is a key factor in determining if you will be approved for a mortgage. The score isn’t a ...

Hyatt offers one of the more valuable hotel loyalty programs for savvy award travelers, thanks to a strong portfolio of ...

A mortgage rate is how much interest a buyer pays to take out a loan when they purchase a property. It’s essentially the cost ...