3 tips for using credit cards without racking up debt
For example, if you have a statement balance of $1,000 and your credit card has an APR of 365, your interest would be ...
3 Times You Should Always Use Your Debit Card
Almost 50% of Americans carry a balance on their credit card. Find out how that's just one scenario where your debit card ...
What is APR on a credit card?
APRs vary depending on your credit score and the type of card you’re considering. In general, a good credit card APR is any ...
Everything you need to know about credit utilization ratio
Your credit utilization ratio is a credit scoring factor accounting for 30 percent of your FICO score. You can calculate your ...
3 Times It's Okay to Carry a Credit Card Balance
Carrying a credit card balance is usually not the best financial move. But it can make a lot of sense in certain ...
What the Fed rate cut means for mortgages, loans and credit cards
The Federal Reserve has made its first rate cut in 14 months, with more expected in 2024. Here are the smart money moves to ...
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Fed Interest Rate Cuts: What It Means For Credit Cards in 2024
Alternatively, if you have a large purchase or balance transfer to pay off, you can get a 0% APR credit card or a balance transfer credit card. These types of cards have zero interest periods for a ...
New U.S. Bank Credit Card Earns Unlimited 4% Cash Back On Every Purchase – But There's a Catch
U.S. Bank recently announced it's adding a new cash back card to its collection – the U.S. Bank Smartly™ Visa Signature® Card ...
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The Credit Card Balance Transfer Dance: a Debt Reduction Strategy
The Credit Card Balance Transfer Dance is a smart strategy to minimize interest charges and accelerate your debt payoff journey.
What is a good APR for a credit card?
A complete guide on what is a good APR for a credit card, how it affects your credit balance and how to evaluate and qualify ...
Winners And Losers From The Fed’s Interest Rate Decision
The Federal Reserve just cut interest rates by 50 basis points, citing cooling inflation and signs of economic slowdown. This ...
Top Tips for Managing Debt Before and During Retirement
One of the most powerful ways to drive down debt is to liquidate unneeded assets, which you can do before or after you retire. You may have a second car, antiques and valuables, cash in savings or ...