of recommended investment options. Our ratings take into account the historical performance of a company's cash value life insurance policies. All ratings are determined solely by our editorial team.

Yes, you can use life insurance as an investment. A portion of every premium payment made for a whole life policy is placed into an independent account under the insurance company’s control.

Typically, PPLI policies are created when a company, private equity group or simply a set of wealthy individuals decides to create their own life insurance entity. Investors often work with investment ...

Consider the case of John Doe, a well-to-do dentist who was advised to invest in a whole life ... is a lack of investment control, as the cash value is invested in the insurance company’s ...

What they won't tell you is that cash-value insurance is generally a poor investment ... company a profit, even if all those other fees somehow don't. The heavy fees involved with cash-value life ...

AM Best has affirmed the Financial Strength Rating (FSR) of A++ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “aa+” (Superior) ...

September is Life Insurance Awareness Month, an ideal time for families to start or continue conversations about money ...

Chasing the promise of a 17.1% return reveals nonexistent companies, illusory returns and unlicensed salespeople making ...

A new generation of longevity biotech companies with a more conservative approach than their predecessors has emerged—but investment remains constrained.

We chose the best universal life insurance companies with this in mind, looking at how well policies can serve as investment vehicles ... discounts and easy plan management. Many customers enjoy ...

Investments may not perform well Premiums may go up May need to pay commissions to purchase a policy A type of permanent life insurance ... based on the insurance company’s investment portfolio ...